Frequently Asked Questions

  • Invoice finance allows businesses to access cash tied up in unpaid invoices instead of waiting for customers to pay.

    We’ll guide you through the next steps and answer any questions you may have along the way.

  • This depends on the business and lender, but initial discussions can usually happen quickly.

  • Some facilities are disclosed and some are confidential, depending on the lender and product.

  • No. Many small and medium-sized businesses use invoice finance to improve cashflow.

  • We typically help transport, logistics, recruitment, construction and service-based businesses.

  • The amount available varies depending on the lender and business profile, but businesses can often access a 90% of the invoice value before the customer pays.

  • Asset finance helps businesses spread the cost of vehicles, machinery or equipment instead of paying the full amount upfront.

  • Common assets include:

    • Vehicles

    • Commercial vans

    • Machinery

    • Plant equipment

    • Business equipment and technology

  • Some lenders may consider newer businesses or startups depending on the asset and overall application.

  • This depends on the lender, the asset and the strength of the application. Some agreements may require a deposit.

  • Timeframes vary, but many applications can be reviewed quickly once the required information is provided.

  • Yes, the majority of lenders will consider used assets depending on age, condition and value.

  • Asset finance can help businesses:

    • Preserve cashflow

    • Spread costs over time

    • Access vehicles or equipment sooner

    • Avoid large upfront purchases